Ramp launches Solana-powered stablecoin accounts with up to 3.25% rewards, enabling 24/7 USDC and USDT business payments in one finance platform.
Ramp Expands Stablecoin Services
Ramp has officially moved its Stablecoin Accounts product from public beta to full availability, marking a significant step toward integrating digital assets into mainstream corporate finance. Businesses using the platform can now manage traditional fiat currency alongside stablecoins such as USDC and USDT within a single financial ecosystem, eliminating the need for separate crypto payment systems.
The rollout represents more than just a product update. It simplifies how finance teams handle digital payments by allowing companies to store, transfer, and reconcile stablecoin transactions using the same approval processes already established for invoices, reimbursements, expense management, and accounting. Instead of maintaining external wallets or additional software, businesses can now manage both conventional and blockchain-based payments from one dashboard.
According to Ramp, balances held in Stablecoin Accounts can earn rewards of up to 3.25%, providing an added financial incentive while companies manage operational funds. The platform initially launched the service through a public beta earlier in 2026 before making it generally available to all eligible customers on July 21, 2026.
USDC and USDT Power Faster Payments
Ramp’s latest update enables businesses to send USDC and USDT payments globally at any time, removing many of the delays associated with traditional banking systems. The company states that payments made from Stablecoin Accounts can reach recipients in as little as five minutes, operating 24 hours a day, seven days a week.
The service is designed to fit seamlessly into existing financial workflows rather than replace them. Businesses can even initiate stablecoin payments directly from a U.S. dollar bank account, with Ramp automatically converting fiat into digital dollars before transferring funds to vendors.
Key highlights include:
- Support for global USDC and USDT payments.
- Transactions processed 24/7, including weekends and holidays.
- Stablecoin transfers completed in approximately five minutes.
- No transaction fees for eligible stablecoin payments.
- Accounting synchronization that records balances as cash equivalents.
- Service currently unavailable for customers located in New York State.
Finance teams also benefit from automated ledger synchronization, allowing stablecoin transactions to integrate with existing accounting systems without creating additional reconciliation work.
Solana Strengthens Enterprise Adoption
The launch has also strengthened Solana’s position in enterprise blockchain infrastructure. Industry observers, including Solana-focused analysts, highlighted that the Stablecoin Accounts operate on the Solana network, reinforcing the blockchain’s reputation for supporting high-speed, low-cost financial transactions.
Ramp describes the initiative as part of a broader transition toward internet-native money, where businesses can move funds without the restrictions imposed by banking hours, wire transfer windows, or international correspondent networks. This approach allows companies to maintain continuous payment operations regardless of time zones or weekends.
The company also clarified that while customers interact with Stablecoin Accounts through the Ramp platform, custody responsibilities remain separate. Ramp is not acting as a bank or digital asset custodian, with custody services provided by Bridge Building Inc. and affiliated entities.
Rather than positioning itself as another cryptocurrency wallet, Ramp is focused on embedding stablecoins into everyday business finance. By combining digital assets with familiar accounting workflows, automated approvals, and enterprise-grade payment tools, the company is helping transform stablecoins from niche crypto instruments into practical financial infrastructure for modern businesses.
